Car subscription services vs. traditional ownership models in 2025

Car subscription services vs traditional ownership models in 2025 suggest a new approach to car use in Russia. As of 09:42am on 10 July 2025, the rise in popularity of subscription services is due to rising car prices and credit difficulties. In this article, GetCar.ru and I will compare renting a car on subscription vs buying and give advice on car ownership choices.

Benefits of Subscription

Flexibility and non-commitment

Subscriptions are not tied to long-term payments. For example, the lease term varies from 6 months to 3 years. It is also possible to take a new model after the end. In addition, there is no need for redemption. Thus, this is the basic element of subscription services vs. ownership.

Included service

Maintenance is included in the price. For example, maintenance, insurance and tyre changes are included in the subscription. Roadside assistance is also available 24/7. Moreover, it reduces unexpected costs. Hence, this is the key factor of renting a car on subscription vs buying.

Disadvantages of subscription

Mileage restrictions

Mileage is limited. For example, many services set a limit of 25,000 kilometres per year. There is also a charge for exceeding it. In addition, it is not suitable for long journeys. Thus, it is an advice on the choice of car ownership.

Lack of property

The car does not become yours. For example, the car has to be returned after the deadline. There is also no way to sell it. Moreover, the residual value is not available. Hence, it is an aspect of subscription services vs. ownership.

Advantages of traditional ownership

Full ownership

Ownership gives you freedom. For example, you can sell the car and get back part of the investment. There are also no mileage restrictions. In addition, the car remains in your ownership. Thus, this is the element of renting a car on subscription vs buying.

Personal customisation

Customisation is possible. For example, customised accessories can be installed. Also, repairs are carried out according to your choice. Moreover, it enhances the comfort. Hence, this is the advice on the choice of owning a car.

Disadvantages of traditional ownership

High initial costs

Buying requires investment. For example, a new car costs from 1.5 million roubles. You also need a down payment for a loan. In addition, prices are rising. Thus, it is part of subscription services vs. ownership.

Maintenance at your own expense

Maintenance is expensive. For example, maintenance and parts will go up by 20-30% in 2025. Also insurance and taxes add to the cost. Moreover, it creates a financial burden. Hence, this is the aspect of renting a car on subscription vs buying.

Cost comparison

Calculation example

The cost varies. For example, a subscription for Lada Vesta will cost 30,000 rubles per month, including everything. Also, a loan for the same model with a down payment of 300,000 rubles and a rate of 10% will be about 40,000 rubles per month. In addition, ownership adds the cost of maintenance and fuel. Thus, this is advice on choosing car ownership.

Long-term perspective

Long-term ownership is more favourable. For example, after 3 years you can sell the car for 1 million roubles. Also, a subscription for 3 years will cost 1.08 million rubles without a refund. Moreover, inflation reduces the value of ownership. Hence, it is an element of subscription services vs. ownership.

Practical recommendations

Needs assessment

Evaluation is important to make a choice. For example, if you rarely ride, a subscription is worth considering. Also, for daily use, a purchase is better. Moreover, it depends on the budget. Thus, this is the part of subscription car hire vs purchase.

Comparison of sentences

Comparison helps you save money. For example, check the terms and conditions of VTB Auto or Kia Mobility. Also study the reviews. In addition, a test drive will clarify the convenience. Hence, it is an advice to choose car ownership.

Conclusion: which to choose?

Car subscription services versus traditional ownership models in 2025 offer different benefits. Subscription is convenient for flexibility, while purchase is convenient for long-term benefits. With GetCar.co.uk, you'll get help with car ownership advice. Assess your needs and compare terms for the best solution!